It’s been said that if you have food in your fridge, clothes on your back, a roof over your head and a place to sleep you are richer than 75% of the world. If you have money in the bank, your wallet, and some spare change you are among the top 8% of the world’s wealthy. It’s a sobering thought. I don’t generally view myself as being wealthy. I think I have lived so much of my life struggling to make ends meet and living on an overdraft that it’s still a shock to realise I hav

One of my best friends is my opposite in so many ways. She is young, athletic, and loves being outdoors. I’m a snuggly couch potato who...